How to actually make housing affordable

First let's go over the ways that don't work. 

50 year mortgages won't work and are an evil idea. The 30-year mortgage is already terrible. The longer the mortgage term the higher the housing prices become. This is because the monthly payment is the driving factor behind all purchases. If anything mortgages should be capped at 15 years because that would crash housing prices and transfer wealth from boomers to the young. 

Deregulation won't really work. If you implement it now it will be 20 years to see any effects on prices, if ever. This is because with infinite immigrants demand will continue to drive up prices even if houses become the most dirt cheap cardboard boxes. All the building regulations are more or less necessary with few exceptions. In other parts of the world every time there's an earthquake entire neighborhoods get flattened. This is because they lack the robust building regulations that America has. There are definitely a few rent-seeking provisions that could be removed, like requiring the use of a contractor for electrical work. This could be replaced by some sort of plug and play electrical system and the government could certify mail by order house kits like we had in the 50s. But all you're really doing is reducing work for electricians and plumbers. It would have a minor effect on prices at best and take years for those effects to be seen.

Zoning regulations could be repealed as well as setback laws and that would definitely increase the amount of housing available, (eventually) but at the expense of putting violent somalis or whatever in your neighborhood. Old cities like Chicago have plenty of townhouses everywhere—the setback laws were implemented precisely because of the chaos nogs create in overcrowded neighborhoods. For whatever reason thugs dislike front lawns and cul de sacs. Something reminiscent of the Japanese idea that demons can only travel in straight lines. The curvilinear street pattern of the suburbs and wide setback lawns is honestly one of the most defensible forms of architecture against crime. We could repeal all these laws and we might get some cheaper housing but then someone would build an apartment building next to your house, your garden would never get any sunlight, and you would deal with drug dealers on the corner. European cities have so much knife crime precisely because they have so much street life combined with immigrants. Jane Jacobs said the opposite of what I am saying here—she said that street life creates safety, but she was comparing tower block housing projects with dense neighborhoods, not dense neighborhoods with suburbs. When libs bring this up they are comparing apples to pears on the East Coast when the entire Western half of the country would compare pears to oranges. There are three categories here, and suburbs are radically better than urban environments, which are themselves better than ghetto tower block housing. Less density is always better when you have free range niggerpets terrorizing your cities. 

Now let's talk about what would work.

Start by just forgiving all mortgages. This instantly takes away the entire political interest of homeowners to make houses keep going up. The strongest reason a homeowner wants their housing prices to increase is so they can afford another house when they finally leave the one they have, and so they never go upside down on their mortgage. A home can become a prison and if the neighborhood goes to shit because of too many niggerpets or fentanyl zombies it can become impossible to sell. With no mortgage selling the house for any amount of money is automatically profitable, and in the vast majority of circumstances selling for a drastically lower price will still be more profitable than selling for a higher price when much of the money from the sale will go to the mortgage. A $600,000 house with $500,000 to pay off generates less profit than a $200,000 house with no mortgage to pay off. Forgiving all mortgages automatically frees up a tremendous amount of political action since the current crop of homeowners are not so worried about being screwed by whatever policy decisions you take.

Second you have to cap all new mortgages at 15 years. This automatically crashes housing prices since people can no longer afford as much house, but you forgave all the loans remember? This means that the bulk of homeowners will profit from the sale of their house even if they get a lower price than what they paid for it. Let's say we cap mortgages at 15 years and let's say that automatically reduces the loan the average person can take out by half, causing housing crisis to crash by 50%. But all the old mortgages are wiped off the books so the boomers still get a decent profit from the sale of their homes.

Combine this with mass deportation and now you're really cooking with gas. Removing 20 million people is exactly the same (as far as supply and demand is concerned) as building housing for 20 million people. Less demand equals more supply. This also gives you the chance deport some nogs back to Africa.

Of course to do all of this you are going to have to terminate the donor class. The billionaires and wealthy bankers, the activist judges and so on are not going to let you do anything. The donor class has Congress by the balls and so at the end of the day you're going to have to make a list of everyone who's interfering with your actions, declare them a terrorist, and put their heads in the guillotine. Interestingly enough wiping out the largely Zionist donor class also makes every other action easier, and doing it French revolution style is way better optics than the hangman's noose, which is widely associated with the Klu Klux Klan and lynchings.

You might say this is all unrealistic but what's unrealistic is the idea that you're going to get any change that ZOG doesn't like without this sort of action. They will inflate asset prices forever because they own the assets. They will stifle any change that brings down prices unless it ruins your quality of life. You can either be a peasant in a feudal system run by creatures who hate and own you or have a French revolution. America killed 100,000 people in Iraq to establish democracy but you suggest killing a thousand Zionists to establish Democracy in America and everyone loses their mind.